Slot guide
Action Bank slot review: Barcrest's vault-picking game explained
Barcrest's 20-line bank heist slot, where picking a vault decides your free spins and a 15-vault bonus pays up to 500x.
What sets the Action Bank slot apart is the bank vault: both of its features begin with picking one. It is a 5x3, 20-line game from Barcrest, now part of Light & Wonder, with an RTP of 95.16% and a minimum bet of £0.20. Published sources disagree on its release date, volatility, top bet and maximum win, so those details are left out of this Action Bank review.
Action Bank: spec sheet
From the provider's published game sheet.
- Provider
- Barcrest (Light & Wonder)
- RTP
- 95.16%
- Reels
- 5
- Rows
- 3
- Lines
- 20
- Min bet
- £0.20
Features
- Joker Wild substitutes for all symbols except the Bank Vault scatter
- Free spins: pick one of five vaults to win 5 to 30 free spins
- Five more scatters during free spins retrigger the feature
- Big Bank Bonus: pick from 15 vaults to match three multipliers, top prize 500x
- Five or more Bank Vault scatters trigger the Big Bank Bonus
RTP can be set lower by some casinos; the game's own help screen shows the figure that applies. 18+ only.
Joker Wild and Bank Vault scatters
The Joker Wild substitutes for every symbol except the Bank Vault scatter. Scatters do the heavy lifting: they open the free spins pick, and five or more of them trigger the Big Bank Bonus instead.
Picking a vault for free spins
When the free spins feature starts, you choose one of five vaults, each hiding an award of between 5 and 30 free spins. Landing five more scatters during the round retriggers the feature, so a short award can be extended. The pick reveals a prize the game has already set; it is not a skill choice.
The Big Bank Bonus and its 500x top prize
With five or more Bank Vault scatters, you pick from 15 vaults until three matching multipliers appear. The top multiplier is 500x. Because the prize is a multiple of the stake, the cap on slot stakes in Great Britain also limits what the round can pay in pounds.
Stakes, RTP and Action Bank in the UK
Action Bank starts at £0.20 a spin. At a casino licensed by the Gambling Commission, online slot stakes stop at £5 per game cycle, or £2 for players aged 18 to 24; the slot stake limits guide explains how the rule works. The 95.16% Action Bank RTP is a long-run average, and some casinos run other builds, so check the help screen; the RTP explainer covers why. No bonus buy appears among the game's listed features, so the vaults are reached only through ordinary spins.
Where to find an Action Bank demo
You will not find an Action Bank demo on this site. Demo mode at a licensed casino is the usual route to free play, and it opens only after your age and identity are verified. Barcrest or Light & Wonder appears in the supplier lists of the casinos shown beside this review, but a lobby search by title is still the way to confirm the game is there. The same studio made Rainbow Riches, which has its own review. If you are weighing a bonus spins offer, the free spins bonuses guide explains how eligible games are named in the terms. Play is for over-18s only; deposit limits, time-outs and support are on the responsible gambling page.
UK-licensed casinos, ranked by our score
Order = score out of 10. Every operator holds a Gambling Commission licence.
| # | Casino | Score | Welcome offer and significant terms | Payments | Links |
|---|---|---|---|---|---|
| Place 1 |  CasumoRecro Limited | Score: 6.2 out of 10, fair | No welcome offer listed in the terms we read. |
| Visit Casumo (opens the operator site in a new tab)Read the review: Casumo |
| Place 2 |  Virgin GamesGamesys Operations Limited | Score: 8.3 out of 10, very good | 100 bonus spins on Game of Thrones after a £10 slots wager Significant terms Opt in; deposit and wager £10 on slots; 30-day expiry; 10p spins on Game of Thrones; no wagering on free-spin winnings; live casino wagering does not count |
| Visit Virgin Games (opens the operator site in a new tab)Read the review: Virgin Games |
| Place 3 |  Amazon SlotsJumpman Gaming Limited | Score: 7.7 out of 10, good | Chance to win up to 500 bonus spins on Starburst Significant terms 18+, new players, £10 min fund; bonus spins winnings subject to 10x wagering; max bonus conversion equal to lifetime deposits up to £250; only bonus wagers count |
| Visit Amazon Slots (opens the operator site in a new tab)Read the review: Amazon Slots |
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Questions readers ask
What is the RTP of Action Bank?
95.16%. Check the game's help screen, as casinos can run different builds.
How many free spins can Action Bank award?
Between 5 and 30, decided by picking one of five vaults. Five more scatters during the round retrigger the feature.
How is the Big Bank Bonus triggered?
Five or more Bank Vault scatters start it. You pick from 15 vaults to match three multipliers, with a top prize of 500x.
Is Action Bank a Barcrest or a Light & Wonder game?
Both: it was made by Barcrest, a studio that is now part of Light & Wonder.
Can I play Action Bank for free?
Not on this site. Some licensed casinos offer a demo mode after age and identity verification.